Many San Diego residents received unsolicited offers from credit card companies. Legitimate lenders include San Diego County Credit Union Bank of America, Wells Fargo, Washington Mutual, American Express, Discover, Visa, Mastercard and many other lenders. Have you ever received an unsolicited offer from the above lenders or any other lender?
Our law firm of Law Office of Scott C. Soady, A Professional Corporation, LLP does not endorse any of these lenders and uses them for illustrative purposes. Our law firm does not represent any of these companies. At our firm, we want you to have information to make an informed and intelligent decision regarding your legal issues. If your goal is to stop these offers, below is information on how to assist in obtaining this goal.
If you want to stop the flow of unsolicited credit-card offers, there is a way. Under the federal Fair Credit Reporting Act, consumers have the right to stop credit bureaus from providing their names and addresses for marketing lists.
As required in the federal legislation, the major credit bureaus have set up a toll-free number (888-5-OPT-OUT–888-567-8688) that is required to be provided with the offer of credit. When you call, you can either opt out by telephone for two years or request a form you can use to opt out permanently. By calling the same number, you can also be put back on marketing lists after having been removed from them. In cases of joint credit, both parties may be required to opt out before the solicitations will stop.